Free calculator · 2026
UK stamp duty calculator
Work out the stamp duty on a home across England, Scotland and Wales, with a band-by-band breakdown. Your figures never leave your device.
Plan the whole move
Stamp duty is one line of a much bigger sum. The UK Annual Budget Planner brings the deposit, the fees and the year ahead into one offline plan.
How UK stamp duty works
Buying a home means paying a property-transaction tax, and which one depends on where the property is. England and Northern Ireland charge Stamp Duty Land Tax (SDLT), Scotland charges Land and Buildings Transaction Tax (LBTT), and Wales charges Land Transaction Tax (LTT). Each works in slices: you pay nothing up to the first threshold, then a rising percentage on each band above it, so the headline rate is never charged on the whole price.
First-time buyers get a higher nil-rate band in England and Scotland (Wales has no separate relief). An additional property (a second home or a buy-to-let) carries a surcharge: an extra 5% on each SDLT band in England, an 8% supplement on the whole price in Scotland, and higher rates in Wales. These figures are 2026 rates and update when the rules change. The exact amount your solicitor charges can vary with reliefs and the property's circumstances.