UK energy meter and direct debit tracker

Check whether your direct debit covers what you use.

Log gas and electricity readings, apply the tariff rates in force and record payments. The tracker reconciles the figures into a reading-based account balance and a suggested level direct debit.

One-time purchaseWorks offlineGas and electricityAny meter
UK Energy Meter and Direct Debit Tracker dashboard showing account balance, direct debit shortfall, yearly energy cost and supplier comparison

The actual light-mode dashboard, shown with the worked example.

Readings, rates and payments reconciled

Follow the money from the meter to the account balance

The tracker costs the energy used between readings, adds standing charges and compares that total with the payments you record.

Readings

Log gas and electricity together

Record actual, smart or estimated readings and see the energy used and cost since the previous entry for that fuel.

Tariffs

Keep dated rate changes

Add unit rates, standing charges, supplier labels and effective dates so older usage remains costed at the rate then in force.

Gas conversion

Convert meter units to kWh

Convert gas readings from cubic metres or hundreds of cubic feet using the Ofgem formula and an editable calorific value.

Payments

Record every amount paid in

Log direct debits, card payments and other payments, then reconcile paid amounts against calculated energy costs.

Direct debit

Estimate a level monthly amount

See the monthly amount that covers a year at the recorded usage rate, plus an option that clears an existing debit over twelve months.

Summary

Print the tracked-period statement

Bring usage, standing charges, payments, opening balance and closing balance into a one-page printable breakdown.

UK Energy Meter and Direct Debit Tracker readings page showing gas and electricity readings, usage and cost since the previous reading

The cost stays tied to the readings

See what changed between one meter reading and the next

The readings page keeps both fuels on one timeline while preserving the meter value, reading type, derived kWh and cost for each interval.

  • Separate electricity and gas readings
  • Actual, smart and estimated reading labels
  • Usage since the preceding reading
  • Cost since the preceding reading
  • Fuel filters and sortable columns

A second calculation to check the supplier figure

Compare the account from both sides

Your reading-based balance can sit beside the latest balance stated by the supplier, making a material gap visible without claiming that either figure is a live bill.

  • Opening balance plus paid in minus calculated usage
  • Supplier-stated balance and statement date
  • Prompt for a fresh reading when the figures diverge
  • Balance history and forward projection
  • Short, about right or building-credit verdict
  • Seasonal credit-balance context

How it works

Download it once and open it in your browser

No installation, app store or account is required.

Enter the starting position

Add the tracking date, opening balance, monthly direct debit and current gas and electricity tariffs.

Log readings and payments

Add both meter readings when you take them and record the payments that reach the supplier account.

Review the reconciliation

Check the balance, monthly cost, suggested direct debit, supplier comparison and printable summary.

Private by design

Your readings and payments stay on your device

The tracker runs locally in your browser. It has no account, cloud database or analytics, and it does not upload meter readings, tariffs, supplier balances or payments.

It does not connect to a smart meter or supplier account. Export a JSON backup when you want to preserve or move the complete record.

Frequently asked

Before you buy

Which computers and browsers does it work on?

It works on Windows, Mac and Linux computers in a modern version of Chrome, Edge, Safari or Firefox.

Do I need a smart meter?

No. Enter readings from a traditional or smart meter. Each reading can be marked as actual, smart or estimated.

Does it connect to my energy supplier?

No. You enter readings, tariff details, payments and the supplier balance you want to compare. The app does not log into a supplier account.

How are gas readings converted to kWh?

The tracker uses the standard Ofgem conversion from meter units to kWh. You can choose cubic metres or hundreds of cubic feet and edit the calorific value.

What happens when my tariff changes?

Add the new rates with their effective date. The previous rates remain in the history so usage is costed against the correct period.

Are the price-cap figures updated automatically?

No. Price-cap figures are reference hints rather than a live feed, and the app declares when its built-in figures have passed their stated period. Enter the rates shown on your own tariff.

Can it remind me to take readings?

Yes. Download calendar reminders for monthly readings and for a fixed tariff approaching its end date. The app itself does not send notifications.

What is included in the download?

The single-file UK Energy Meter & Direct Debit Tracker app, a quick-start guide, and licence and support details. Etsy delivers the download after purchase.

Reconcile the direct debit with the energy you use

Buy the UK Energy Meter & Direct Debit Tracker on Etsy, download it once and use it without an account or subscription.

Buy on Etsy