Record what you own
Add cash, savings, ISAs, investments, pensions, property, vehicles and other assets with provider notes.
UK net worth tracker
See everything you own and owe in one balance sheet.
Track cash, ISAs, pensions, investments, property, mortgages and other debts by hand. Record snapshots to follow the total over time without giving an app your bank login.
One-time purchaseWorks offlineAssets and liabilitiesNo bank login
The actual light-mode dashboard, shown with the worked example.
A dated picture of the whole balance sheet
Track the total without flattening the detail
Each account remains identifiable while the dashboard combines the figures into net worth, allocation, accessibility and change over time.
Record what you owe
Track mortgages, loans, car finance, credit cards, overdrafts and other debts in the same balance sheet.
Build a history over time
Record all current balances on one date, annotate important changes and remove a snapshot logged by mistake.
Link property and secured debt
Connect an asset to its related liability so the account row can show the equity after the debt is deducted.
Follow milestones and a personal goal
See crossed milestones and set an optional net worth amount and target month for the dashboard to track.
Print a dated summary
Create a one-page net worth statement with assets, liabilities and the reconciliation to the final figure.
The total remains traceable
Keep each account and debt visible behind the headline number
The accounts page separates assets from liabilities and keeps the provider, type, current balance, history and linked equity available for review.
- UK account and debt categories
- Automatic asset or liability treatment
- Accessible and locked asset groups
- Balance history for every account
- Property and mortgage equity links
Change needs a date
Record snapshots instead of guessing at progress
The tracker builds its history from the balances you record. It does not invent live values or infer investment growth from a bank feed.
- One-click snapshot of every account balance
- Notes for events such as a move or bonus
- Change since last month and last year
- Saving versus growth split from the figure you provide
- Milestones crossed from recorded history
- Reminders when the latest snapshot is getting old
How it works
Download it once and open it in your browser
No installation, app store or account is required.
Add the balance sheet
Enter assets and debts, choose their types and link any property or vehicle to its secured debt.
Record a snapshot
Update the balances and stamp the date so the change becomes part of the history.
Review the direction
Follow net worth, allocation, accessibility, milestones and the printable statement.
Private by design
Your balance sheet stays on your device
The tracker runs locally in your browser. It has no account, cloud database or analytics, and it does not upload account names, providers, balances or debts.
It does not use Open Banking, fetch live property values or connect to investment providers. Export a JSON backup when you want to preserve or move the record.
Frequently asked
Before you buy
Which computers and browsers does it work on?
It works on Windows, Mac and Linux computers in a modern version of Chrome, Edge, Safari or Firefox.
Does it connect to my bank or investment accounts?
No. You enter and update balances yourself. This keeps the file private and avoids sharing login access with another service.
Can I include pensions and property?
Yes. Pensions, ISAs, investments, property and other assets can sit alongside mortgages and other debts.
How does the history work?
Update the current balances and record a snapshot. The app stores the dated values and uses them for the net worth trend and comparisons.
Can it import balances from other Methodwise apps?
Yes. It can bring in grouped balances from the Investment Portfolio Tracker and a mortgage balance from the Mortgage Tracker. Property value remains a manual entry.
What is included in the download?
The single-file UK Net Worth Tracker app, a quick-start guide, and licence and support details. Etsy delivers the download after purchase.
Build one private view of your assets and debts
Buy the UK Net Worth Tracker on Etsy, download it once and use it without an account or subscription.
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