UK savings goal tracker

See which goal reaches next and whether the dates are on track.

Track emergency funds, holidays, deposits and other savings goals with contributions, withdrawals, interest, target dates and UK ISA allowance monitoring.

One-time purchaseWorks offlineGoals, milestones and ISA monitoringNo account
UK Savings Goal Tracker dashboard showing total saved, goal progress, next target date, projected interest and monthly contributions

The actual light-mode dashboard, shown with the worked example.

Targets backed by a contribution record

See the balance, pace and history for every goal

Each goal carries its target, balance, contribution plan, account, target date and optional interest rate, with activity recorded separately.

Goals

Set the target and monthly plan

Create goals for an emergency fund, holiday, house deposit, car, wedding or another purpose.

Activity

Record money in and out

Log regular contributions, round-ups, interest earned and withdrawals without losing the history.

Target date

See on-track or behind pace

Compare the current contribution plan with the target date and show the extra monthly amount needed when behind.

Projection

See the next goal and five-year path

Project balances using each goal’s contribution and APY, capped when its target is reached.

Milestones

Mark progress before the finish

Add intermediate amounts and see milestone markers on the goal’s progress bar.

Shared goals

Track who contributed

Add an optional contributor name and show per-goal and portfolio breakdowns when more than one person saves.

UK Savings Goal Tracker goals page showing balances, targets, monthly contributions, target dates, milestones and on-track status

The goals at a glance

Keep each target and its pace visible

The goals page shows the balance, target, account, APY, monthly amount and dated status behind the portfolio total.

  • Active and reached filters
  • Target-date and pace badges
  • Contribution, withdrawal and interest ledger
  • Bulk monthly contribution action
  • CSV import and export

UK savings wrappers

Monitor contributions against the relevant allowance

Optional goal settings add UK wrapper context without changing how the ordinary savings goals work.

  • Overall adult ISA allowance monitoring
  • LISA annual cap and 25% bonus estimate
  • First-home intent note for a LISA goal
  • Junior ISA allowance grouped by child
  • Tax-year contribution breakdown
  • Personal Savings Allowance check for non-ISA interest

How it works

Download it once and open it in your browser

No installation, app store or account is required.

Add the goals

Enter the current balance, target, monthly contribution, account and optional target date.

Log saving activity

Record contributions, interest and withdrawals, individually or as a monthly batch.

Review pace and allowances

Check the next target, goal projections, milestones and any selected ISA wrapper limits.

Private by design

Your goals and contributions stay on your device

The tracker runs locally in your browser. It has no account, cloud database or analytics, and it does not upload balances, target dates, accounts or contributor names.

It does not connect to banks or move money. Export a JSON backup when you want to move or preserve the goals.

Frequently asked

Before you buy

Which computers and browsers does it work on?

It works on Windows, Mac and Linux computers in a modern version of Chrome, Edge, Safari or Firefox.

Can I record withdrawals and interest?

Yes. A withdrawal reduces the goal balance but stays in its history. Interest increases the balance without counting as money you personally contributed.

Does it connect to a savings account?

No. It is an offline tracker. Update balances and activity yourself or import compatible goal data from CSV.

Can I track a LISA or Junior ISA?

Yes. Optional LISA and Junior ISA fields add their allowance and bonus context while the goal retains its normal balance and contribution history.

Are the projected dates guaranteed?

No. They are estimates based on the current balance, monthly contribution, APY and target date entered.

What is included in the download?

The single-file UK Savings Goal Tracker app, a quick-start guide, and licence and support details. Etsy delivers the download after purchase.

Put every savings target, contribution and date in one tracker

Buy the UK Savings Goal Tracker on Etsy, download it once and use it without an account or subscription.

Buy on Etsy