Guides
UK money, explained simply
Short, honest answers to the money questions people actually ask. Every guide is paired with a free calculator so you can put your own numbers in.
How is your take-home pay worked out?
Income tax, National Insurance, pension and student loan, on 2026/27 rates.
How much stamp duty will I pay?
How the bands work, first-time buyers, second homes, and Scotland and Wales.
How much can I borrow for a mortgage?
The income multiple, the affordability check and the stress test.
Should I overpay my mortgage?
What it saves, the 10% penalty-free limit, and overpay vs invest.
What is a good rental yield?
Gross vs net yield, what counts as good, and why cash flow matters more.
How much does a UK wedding cost?
The typical total, cost per guest, where the money goes and the hidden costs.
Etsy fees in the UK, explained
Every fee a UK seller pays, how they stack up, and finding your real profit.