Track current values and history
Record workplace and personal pension values, dated updates, monthly contributions, fees and active or frozen status.
UK pension tracker
Bring every pension into one retirement-income picture.
Track workplace and personal pots, defined-benefit income and the State Pension, then project what they may provide at retirement and compare the result with your yearly target.
One-time purchaseWorks offlineDC, DB and State PensionNo account
The actual light-mode dashboard, shown with the worked example.
Pots and pensions are not the same thing
Model each pension in the form it actually takes
The tracker separates invested pots from guaranteed yearly income, then brings both into the same retirement estimate.
Add guaranteed yearly income
Enter the annual pension, starting age, tax-free lump sum and whether the income rises with inflation.
Include the weekly forecast
Add the expected weekly amount, starting age and qualifying years, with the weekly figure kept editable.
Estimate the retirement pot
Apply editable growth, contribution, drawdown and retirement-age assumptions to the DC pensions.
See the gap to close
Compare the estimated yearly income with the retirement-income target and show the amount over or short.
Print the retirement picture
Create a one-page summary of pension values, guaranteed income, projection assumptions and the target comparison.
Every pension stays identifiable
Keep the provider, value and income source visible
The pensions page preserves the details behind the dashboard total, including frozen pots, contribution levels, fees and dated valuations.
- Workplace and personal DC pots
- Active or frozen status
- Value history and last-updated date
- Defined-benefit income and lump sum
- State Pension and qualifying years
A planning estimate, not an adviser
Keep the assumptions beside the result
The projection is driven by editable assumptions rather than presented as a guaranteed retirement outcome.
- Current age and planned retirement age
- Growth and drawdown rates
- Inflation and today’s-money comparison
- Target yearly retirement income
- Earlier and later retirement comparisons
- Reminder to refresh values from current statements
How it works
Download it once and open it in your browser
No installation, app store or account is required.
Add each pension
Choose DC, defined benefit or State Pension and enter the relevant figures.
Set the retirement plan
Enter age, target income and the growth, drawdown and inflation assumptions.
Review the projection
See the on-track verdict, income sources, value history and printable summary.
Private by design
Your pension values stay on your device
The tracker runs locally in your browser. It has no account, cloud database or analytics, and it does not upload pension providers, values, contributions or retirement plans.
It does not connect to pension providers or fetch live fund prices. Export a JSON backup when you want to move or preserve the record.
Frequently asked
Before you buy
Which computers and browsers does it work on?
It works on Windows, Mac and Linux computers in a modern version of Chrome, Edge, Safari or Firefox.
Can I include workplace, personal and final-salary pensions?
Yes. Workplace and personal pensions are tracked as DC pots, while final-salary or other defined-benefit pensions are entered as yearly income from a chosen age.
Does it connect to pension providers?
No. Enter values from your statements and add dated updates when a pot changes.
Are the retirement projections guaranteed?
No. They are planning estimates based on editable growth, drawdown and inflation assumptions. Investment returns, fees, tax and future rules can change the result.
Does it calculate tax on pension withdrawals?
No. It estimates gross retirement income and does not model drawdown sequencing, annuity quotes or tax on withdrawals.
What is included in the download?
The single-file UK Pension Tracker app, a quick-start guide, and licence and support details. Etsy delivers the download after purchase.
See the pension pots and retirement income together
Buy the UK Pension Tracker on Etsy, download it once and use it without an account or subscription.
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