UK property tools

Start with the property decision in front of you.

Calculate one figure for free, or keep the changing numbers together in an offline tracker. Choose by what you are buying, paying down, renting out or renovating.

UK-focusedFour free calculatorsOffline paid appsNo subscription

Free property calculators

Answer one property question first

Use the calculator in your browser without creating an account. Each result can help you decide whether you need an ongoing tracker.

Free calculator

Stamp duty

See the purchase tax across England, Scotland and Wales, with a band-by-band breakdown.

Calculate stamp duty
Free calculator

Mortgage affordability

Estimate what you could borrow using income multiples and a monthly affordability check.

Check affordability
Free calculator

Mortgage overpayment

See the interest saved and the time removed from the mortgage by paying more each month.

Test an overpayment
Free calculator

Rental yield

Calculate gross yield, net yield, monthly cash flow and return on your cash investment.

Calculate rental yield

Offline property trackers

Keep the figures that continue to change

These are one-time Etsy purchases. Download the app, unzip it and open it in a modern browser on your computer.

Mortgage

UK Mortgage Tracker

Track the balance, loan-to-value, fixed-rate end date, overpayments and projected payoff.

Buy to let

UK Buy-to-Let Portfolio Tracker

Follow yield, cash flow, mortgage position, equity and performance across multiple properties.

First year

UK New-Homeowner First-Year Tracker

Organise the costs, renewals, maintenance and household jobs that arrive after completion.

Renovation

UK Home Renovation Budget Tracker

Compare budget with actual spending, hold a contingency and project the final cost of the work.

Calculation to record

Use the free figure, then track the real position

The calculator answers the question today. A tracker is useful when the answer will change month after month.

1

Test the decision

Use a free calculator to check borrowing, tax, overpayments or rental returns before committing.

2

Choose what needs following

If the balance, costs or deadlines will move, choose the tracker built for that part of the property.

3

Keep it on your device

The paid apps work offline and store their working data in the browser on your computer.

Before choosing

Questions about the property tools

Are the calculators free?

Yes. The four calculators on this page run free on the Methodwise website. They do not require an account.

What is the difference between a calculator and a tracker?

A calculator answers one question using the figures you enter now. A tracker holds an ongoing record, such as a mortgage balance, rental portfolio or renovation budget.

Do the paid apps need an internet connection?

No. After downloading and unzipping the purchase, the app opens in a modern browser and works offline.

Where does an app store my information?

The app stores its working data in the browser on your device. It does not send that data to Methodwise or require a Methodwise account.

Can I use these tools for professional advice?

No. The tools help you organise and explore your own figures. They do not replace advice from a mortgage broker, tax adviser, solicitor or surveyor.

Start with the figure you need today

Use a free property calculator first, then choose an offline tracker if the balance, cost or deadline needs following over time.