Connect everything
Use an annual planner when income, bills, subscriptions, savings, debt and your mortgage need to work as one plan.
Compare annual plannersUK budget planners
Choose the money tool that fits the job.
Plan the whole year, stay on top of one part of your money, or print the pages you need. Every Methodwise tool is bought once, with no subscription.
UK-focusedWorks offlineNo accountOne-time purchase
Start here
Pick by the amount you want to organise
You do not need the biggest planner. Start with the job you want the tool to do.
Track one moving part
Choose a focused tracker when you need an answer about bills, debt, a savings target, investments or household energy.
See focused trackersPrint and write
Choose a printable when you want pages for a folder, fridge or desk rather than another screen.
See printable plannersMain planners compared
Four ways to run a household budget
Regular UK prices are shown. Temporary Etsy shop offers may reduce them.
Annual Budget Planner Pro
The whole money year, with bank statement import.
£14Offline app
Best forBringing income, bills, savings, debt and forecasts together.
What sets it apartImports Monzo, Starling and other bank CSV files.
View Annual Planner ProAnnual Budget Planner
The same connected annual plan without bank imports.
£12Offline app
Best forPlanning the full year while entering every figure by hand.
What sets it apartFull planner and five-year forecast at the lower price.
View Annual Planner BaseBudget Tracker
Envelope budgeting with categories and rollover.
£7Offline app
Best forManaging one month rather than forecasting the whole year.
What sets it apartA focused envelope budget without the larger annual-planner structure.
View Budget TrackerBudget Binder
Fifteen A4 content pages plus a cover.
£4Printable PDF
Best forWriting a household plan on paper and keeping it in a physical binder.
What sets it apartNo app or browser. Print individual pages again for personal use.
View Budget BinderFocused money trackers
Keep one part of the plan under control
Each tracker has a narrower job than the annual planner, so you only record the information needed for that decision.
UK Bill Tracker
Keep bills, due dates and payment status in one place.
UK Subscription Tracker
Review every subscription, renewal and price change before the next charge.
UK Debt Payoff Tracker
Build a snowball or avalanche plan and see the projected payoff path.
UK Savings Goal Tracker
Set targets, add contributions and follow milestones and projected dates.
UK Sinking Funds Tracker
Spread irregular annual costs across monthly pots and see what each one needs.
Energy & Direct Debit Tracker
Compare meter readings, tariff costs and direct debit payments with real usage.
Longer-term money
Track the position beyond this month
These tools follow balances, holdings and retirement progress rather than a spending plan.
UK Net Worth Tracker
Bring assets and liabilities into one balance sheet and track the change over time.
Investment Portfolio Tracker
Record holdings, dividends and allowances without connecting to a broker.
UK Pension Tracker
Project DC, DB and State Pension income and compare it with a retirement target.
UK FIRE Tracker
Work towards a FIRE number, projected FI date and ISA-to-pension bridge.
Printable money planners
Use paper for the parts you want to write down
Download the PDFs through Etsy, print the pages you need and reprint them for personal use.
UK Budget Binder
Fifteen A4 content pages plus a cover for budgets, bills, debt and savings.
Savings Challenge
Print-and-keep challenges including 100-envelope, 52-week and 365-day formats.
Start with a free figure
Work out what reaches your bank account
The free UK take-home pay calculator covers Income Tax, National Insurance, pension and student loan deductions for 2026/27. Use the result as the income figure in any budget planner.
Before choosing
Questions about the planners
Are these spreadsheets?
No. The app products are self-contained HTML files that open in a modern browser on a Windows, Mac or Linux computer. The Budget Binder and Savings Challenge are printable PDFs.
Do the apps need an internet connection?
No. After downloading and unzipping the purchase, the app works offline. An internet connection is only needed to buy and download it from Etsy.
Where is my information stored?
The apps save their working data in the browser on your device. They do not send it to Methodwise or require an account.
Should I choose the Annual Planner Base or Pro?
Choose Base if you are content to enter figures and transactions manually. Choose Pro if you want to import downloaded Monzo, Starling or generic bank CSV statements. The planning features are otherwise the same.
Can I move between Base and Pro later?
Yes. The Annual Planner editions share the same backup format, so a Base backup can be imported into Pro.
Is there a subscription?
No. Each product is a one-time Etsy purchase. There is no Methodwise account or recurring fee.
Start with the money job in front of you
Compare the budgeting methods, or begin with the Annual Budget Planner Pro when the full household plan needs to work together.